Shopify Payment Gateway Integration and Support by Ecom Services.
An internet payment gateway is an essential feature for an online store. Which enables you to sell products or a service online, lets your customer submit their credit card details, securely process this sensitive financial information from the customer and the bank and authorise payments instantly from your website in real time. This process allows both parties know immediately if their credit card transaction was approved or not, and your accounts update real-time.
Even though Shopify platform has a list of international payment gateways most of the merchants still looking for a solution to integrate local banks and other local mobile payment options to their Shopify online store. As it will allow having their funds to the local bank account on the same day which the transaction happened.
Now ECOM Services has a solution to integrate your local bank or any other local payment options with Shopify Payment Gateway. From Shopify Payment Gateway integration, we have helped several Shopify store owners to provide different payment options to their clients.
The List of local payment solutions connected with Shopify Payment Gateway System at the moment.
Hatton National Bank
Dialog eZ Cash
How payment gateways work
When a customer places an order from your online store, the payment gateway performs several tasks to finalize the transaction:
Encryption: The web browser encrypts the data to be sent to your online store. The gateway then sends the transaction data to the payment processor utilized by the acquiring bank.
Authorization Request: The payment processor sends the transaction details to a card association. The credit card’s issuing bank views the authorization request and “approves” or “denies.”
Filling the Order: The processor then forwards an authorization pertaining to the merchant and consumer to the payment gateway. Once the gateway obtains this response, it transmits it to the online store to process the payment. Here, it is interpreted and an appropriate response is generated. This seemingly complicated and lengthy process typically takes only a few seconds at most. At this point, your online store sends notifications to merchant and vendor, the delivery team about the order if it is approved.
The steps outlined above are repeated in an effort to “clear” the authorization via a consummation of the transaction. However, the clearing is only triggered once the merchant has actually completed the transaction. The issuing bank changes the “auth-hold” to a debit, allowing a “settlement” with the vendor’s acquiring bank. The processor is then relied upon to settle all of the vendor’s approved authorizations with the acquiring bank at the end of the day.